Banking & Financials

Global financial services firms are working aggressively to deliver higher performance and new growth opportunities by providing solutions through transforming IT requirements to become more innovative, adaptive, scalable & flexible to meet customer needs and at the same time being user friendly.

Girmiti Software helps financial services firms develop business software solutions that drive efficiency, effectiveness, innovation and virtualization. When customers work with us, they benefit from our deep domain knowledge in consultancy, conceptualization, architecting, designing, implementation, automation experience across regions, technology expertise, compliance with regulations and enhanced product functional features. All this is bundled in one out-of-the-box suite of solutions and services to support business processes & operations of our partners and customers.

Segments We Serve

There are generalists and there are specialists. It will be easier for our partners to choose us as a bundled solution provider with specialties in domain and technology. With Girmiti, you gain access to an expanded team of technology, domain and functional experts who specialize in:

Mobile, Cards & Payments

Our solutions help monitor and reduce risk, so that firms can focus on targeting, acquiring and retaining their customers in enabling the existing systems to next generation technology solutions through enhancing, maintaining, managing, supporting and integrating the solutions

Our Client Businesses

  • Acquirers

  • Issuers & Prepaid

  • Gift and Loyalty

  • Payment Solution Providers

  • Processors & Associations

  • Terminal & Mobile Manufactures

Apart from the above, our domain team carries expertise and experience in architecture, design, development and implementation of new generation payment systems for our customers and partners in the following areas -

  • E-commerce & portals

  • M-commerce

  • HCE Solutions with SE & SP TSM

  • Mobile wallets, with NFC, interfaces with Readers and Hardware

  • BLE, QR, Barcode, Widgets, Biometric Mobile Solutions

  • Mobile POS, & EMV for Issuance, Acquire

  • Certifications

  • Mobile Remittance & Mobile Payments

  • Payment Interfaces & Certifications

  • Big Data

Some of other specific solutions provided by our domain and technology team to our customers are in the areas of Acquirer, Processors, Issuer for Retail, Restaurants, Sports and other segments.

  • EMV Payment Gateway

  • EMV readers & POS

  • Risk and Fraud, Dispute, Charge back

  • Payment connectors to Banks, Processors and Networks

  • Clearance and Settlements, Transfers

  • Closed loop payment

  • Fee Engine, Reconciliation and commission

  • Merchant Boarding

  • Interface with ERP for Retail, Healthcare, Logistics

Payment connector expertise

Girmiti team has worked on ISO 8583, APAC and proprietary message packets. Our team consists of experts in building interfaces for processors, switches, 3rd party payment networks, banks and card associations across different regions for our customers and their partners. Most of our implementations have taken place in USA, Canada, Europe, EMEA, and APAC.

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