Until a few years back, the Bank and Financial Institutions used to take care of personalizing, manufacturing, distributing and managing the card life cycle.

But with need for Mobile Phone/Devices to be used for performing card transactions and replacing plastic cards, it is a challenge for the Issuers to manage the distribution of the cards onto the Secure Element of different types and running on different phone platforms.

Wallet Services Secure Element Schemes

But with need for Mobile Phone/Devices to be used for performing card transactions and replacing plastic cards, it is a challenge for the Issuers to manage the distribution of the cards onto the Secure Element of different types and running on different phone platforms.

The SE TSM plays the role of being an interface with the Bank Issuing Systems and SP TSM to support the management of the Secure Element remotely Over the Air.

The end customer also cannot afford to keep multiple phones to keep different cards for different banks and it is here that the SE TSM will play role to manage different cards of different banks within single Secure Element in the phone device. Multiple banks can personalize the cards and share the same Secure Element and can use common SE TSM.

Girmiti Software has experience and expertise in designing, architecture, development and deployment of SE TSM which takes care of the following functionalities

• Application Registration

• Application Personalization

• SE Content Management

• SE Lifecycle Management

• Delegated Management

• SCP Service

• Personalization Profile Management

• Application Profile Management

• OTA Services

• Key Lifecycle Management

• Global Platform compliance

• Supports different forms of SE - embedded, add-on, wearable, and UICC-based secure elements

• Management in simple, delegated, authorized mode

• Management Over the Air using MNO network or through data connection

• ISD Management and SSD management for service providers

• GP Messaging

The Team keeps itself updated with Global platform amendments and specifications and has gained knowledge on recent amendment on GP SEMS which works in place for SE TSM.

We also have relevant experience to help our customers and partners to have the TSM Solutions certified by Card Payment Schemes/PNOs, processors with respect to their business segments. Our Team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy, UAT.

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For more information please contact us at info@girmiti.com